Employees generally understand life insurance benefits, but most don’t understand how their disability benefits really work. We’ll consult with you about those details on your policies that may cost a penny more but will make a critical difference when you have a group life & disability claim.
- Employer paid life and accidental death & dismemberment (AD&D) insurance
- Employee paid (voluntary) life / AD&D insurance
- Short term disability insurance
- Long term disability insurance